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Understanding Stripe Connect: Holds and Payouts

Stripe Connect is the payment solution integrated with PassPass to manage your transactions securely. Discover how the hold system works, the payout timelines, and the frequency options for managing your cash flow.

Last updated : March 27, 2026

What is Stripe Connect?

Stripe Connect is a payment solution used by millions of businesses worldwide, integrated with PassPass to manage all the financial transactions of your event. Just like Bancontact for local payments, Stripe has become an international reference for secure online payment management.

Main Features

  1. Maximum Security
    All your transactions are protected by the strictest security standards in the market, with PCI DSS level 1 certification. Your data and that of your participants are secured according to international banking standards.

  2. Direct Payments and Automation
    Funds are deposited directly into your bank account without intermediaries. No manual handling is necessary once the setup is complete.

  3. International Support
    Accept payments in over 135 currencies with automatic conversion. Your participants can pay in their local currency.

  4. Total Transparency
    Detailed tracking of each transaction, from ticket sale to deposit into your bank account. You maintain full control over your finances.


Setting Up Your Stripe Connect Account

Why is this step necessary?

Linking your bank account via Stripe Connect complies with KYC (Know Your Customer) regulations, mandatory for all payment providers. This verification protects both your business and your participants against fraud.

Stripe Connect is only used for deposits to your bank account. You can sell and collect payments without waiting for this setup which can be done later.

Required Documents

For Individuals:

  • IBAN of your bank account

  • Official ID (identity card or passport)

For Businesses:

  • IBAN of the business bank account

  • Business/Tax ID number

  • Legal documents (articles of incorporation, publication in the official journal)

  • ID of the legal representative

Setup Process

  1. Start Selling Immediately : You can create your event and start ticket sales even before the Stripe setup

  2. Secure Storage : Payments are automatically stored in your PassPass organization balance

  3. Stripe Setup : When you first need a payout, you will be guided to the Stripe setup.

  4. Document Verification : Secure submission of your documents

  5. Validation : Processing usually completed within 24-48 hours

  6. Active Payouts : Automatic transfer of funds to your bank account


The Hold System: How It Works

Basic Principle

When a participant buys a ticket, the amount is automatically divided:

  • 65% are immediately available in your PassPass balance

  • 35% are temporarily held for 30 days

Concrete Example: Ticket sold: €10 on August 1st

  • €6.50 immediately available for payout

  • €3.50 held until August 31st

  • On September 1st: the €3.50 are automatically released

Why This Hold?

This system meets legal obligations and provides protection for everyone:

  • Protection Against Disputes : Funds available for potential refunds

  • Financial Security : Coverage in case of technical issues or cancellations

  • Regulatory Compliance : Adherence to standards imposed by banking networks

Important: The hold starts from the purchase date, not the event date.


Payout Frequencies

PassPass offers you total flexibility to manage your payouts according to your cash flow needs.

Available Options

Automatic Payouts

  • Daily : Ideal for high volumes or immediate cash flow needs

  • Weekly : Balance between frequency and administrative management (recommended option)

  • Monthly : For simplified accounting management

Manual Payouts

  • Total Control : You decide when to trigger payouts

  • Cash Flow Management : Optimize your financial flows according to your needs

  • Simple Reactivation : Switch back to automatic at any time

How to Change Your Frequency

  1. Access your financial settings in PassPass => “Finances” tab

  2. Select your preferred frequency

  3. The change takes effect immediately for upcoming payouts


Fees and Transparency

PassPass Fees

  • Commission : 2% + 0.60 incl. VAT of the ticket amount

  • No Hidden Fees : What you see is what you pay

Payout Schedule

Payouts are made according to your chosen frequency, respecting standard banking delays (1-2 business days to reach your account).


Frequently Asked Questions

Can I change my bank account after setup?
Yes, contact our support to securely update your bank information.

Do the 35% held generate interest?
No, it is a security hold, not an investment. The funds are fully returned to you and will be gradually paid to your bank account.

Can I see the details of my holds?
Yes, your financial dashboard displays the available amount and the amount on hold with release dates.

Stripe has limited me, what should I do?
A Stripe limitation usually occurs when KYC information is missing or incorrect. You will automatically receive an email with a link to complete the missing data. It is often due to missing documents or an unreadable ID. Simply follow the email instructions to unlock your account.

What types of payments are accepted?
Stripe accepts all modern payment methods: Visa, Mastercard, Bancontact, American Express, and many others. PassPass fees remain fixed (2% + €0.60) regardless of the payment method used. PassPass absorbs the cost differences between payment methods to guarantee you fixed and predictable pricing.

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